Step 2 – Renovate or build new to create your home design within your available finance.

Ask yourself “why do I want to change how or where I live”?


Your present location works well for you, so a makeover or renovating existing home is possibly a great option. Obviously you recognize the increased cost per square meter of renovating compared to building new, and while a renovation will allow you to stay in the present location, there will be design restrictions depending on the layout and age of your present home.

Many have found the most realistic solution is removing the existing home, then, with total flexibility of design and control over the cost per sq m, design and build their dream home right where they now live.

Check, that if you later need to sell and relocate, renovation costs will not make it difficult to sell at a fair market price due to over capitalization.

If possible, remove emotional attachment to your home, and as a final check, compare the extra cost and inconvenience of renovating, to demolishing or selling, and building new.

Watch for step 3      Thumbs up

Step 1 – Finance approval for your lifestyle home or renovation

You've made the decision to renovate or build a new home, but where to begin?


You might have been stacking the dollars away so finance is no issue, but most of us need to arrange a loan. While it feels great to dream about the home you would like, checking your borrowing ability is the Savvy thing to do before you get too far down the track with land and home designs. There are multiple options for finance, but a quick appointment with a licensed and respected mortgage broker will cost nothing and as they have access to multiple lenders they can guide you in  identifying which bank or building society has the interest rates and conditions most suitable to your personal situation. The broker can also help you to confirm that the repayments will be within your comfort zone, before arranging for preliminary approval documentation with the lender of your choice. 

Watch for step 2



Flexible Home Design and Build on sloping, acreage, or small lot sites

With breathtaking views this site obviously has significant slope. What a great opportunity to create a very special lifestyle home. I understand the land is available under 200 K so even with site related costs added this is an opportunity for the affordable creation of something very special. Can you imagine driving into an elevated garage, with…
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Creative Home Building with Lifestyle Design

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If you're thinking of building or renovating. Designing a home to build in the Mackay Whitsunday area, use some Savvy and contact Neil  to achieve the best possible solution with your build.

WOW what a great lifestyle in this family home.
Everything flows to the outdoor living,  the greatest reason to live in the Mackay Whitsunday region. Why ignore it when designing your  home or renovation.
Focus on balanced design meets the need of your family and works with the topography of your land. It respects your budget and creates livability in your home.


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