You've made the decision to renovate or build a new home, but where to begin?
You might have been stacking the dollars away so finance is no issue, but most of us need to arrange a loan. While it feels great to dream about the home you would like, checking your borrowing ability is the Savvy thing to do before you get too far down the track with land and home designs. There are multiple options for finance, but a quick appointment with a licensed and respected mortgage broker will cost nothing and as they have access to multiple lenders they can guide you in identifying which bank or building society has the interest rates and conditions most suitable to your personal situation. The broker can also help you to confirm that the repayments will be within your comfort zone, before arranging for preliminary approval documentation with the lender of your choice.
Watch for step 2